Privacy Policy

AllianceHomeLoans.com has created this privacy statement in order to demonstrate our firm commitment to privacy.

FACTS

Who we are

Who is providing this notice?     

AllianceHomeLoans.com is an independent blog managed by SEEN Communications, LLC

What we do

How does AllianceHomeLoans.com protect my personal information?          

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Alliance Home Loans only collects and uses information for legitimate business purposes. Alliance has information security and confidentiality policies and procedures consistent with federal and state regulation.

How does AllianceHomeLoans.com collect my personal information?           

We collect your personal information, for example, when you:

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Apply for financing
  • Provide your mortgage information
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?     

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?     

Your choices will apply to everyone on your account.

Definitions

Affiliates:  Companies related by common ownership or control. They can be financial and non-financial companies.

Nonaffiliates: Companies not related by common ownership or control. They can be financial and non-financial companies.

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • AllianceHomeLoans.com may share public information with business partners such as realtors, builders, insurance companies or direct marketing companies.

Website Data

WHAT PERSONAL INFORMATION IS BEING COLLECTED?

The following information may be collected when you use this website: - your server address; date and time you visit the website; - pages you accessed and documents downloaded; previous web site you visited; and the type of browser you are using. Where permitted by applicable law, third parties may be used from time to time to collect the above-listed information and information on your online activities. Additionally, this website may ask for specific personal information in order to respond to requests for information or to register users for particular services. This can include but may not be limited to:

  • Your name,
  • Home or other physical address
  • Email address
  • Telephone number
  • Other pieces of information that may be personally identifiable.

This information is collected for statistical purposes and to enable us to improve the navigation functions of our website.

WHO IS COLLECTING PERSONAL INFORMATION?

Where this site specifically asks for your personal information (for example to respond to requests for information or to register users for particular services), your personal information will only be collected by staff of Alliance Home Loans who have responsibility for responding to such requests or administrating such registrations.

Is your personal information shared?

Your personal information will not be forwarded to any unaffiliated third party for marketing or used for any similar purpose without your consent. To the extent allowed or required by applicable law, personal information collected on this website may be shared with third parties as necessary for Alliance Home Loans to provide requested services and shared with affiliated third parties for their operational purposes.

COOKIES

Cookies can either be "persistent" or "session" based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behavior upon return to the issuing website. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this website is destroyed and no personal information is maintained which might identify you should you visit our website at a later date. Regarding access to personal information collected on this site, unless required by law to do so Alliance Home Loans will only disclose personal information collected on this site to a third party if consent has been provided.

SECURITY OF PERSONAL INFORMATION COLLECTED ON THIS SITE

This site does not provide facilities to guarantee the secure transmission of information across the Internet. While reasonable efforts are used to provide security, users should be aware that there are inherent risks in the transmission of information across the Internet. That being said, we do take extra steps to protect your privacy with an SSL (secure socket layer)-equipped server.

OUTSIDE LINKS

These sites may on occasion provide links to other sites for your convenience or additional information. Alliance Home Loans is not responsible for any content or practices of these sites.

YOUR RIGHTS

You can request access to the personal information (if any) that we keep on record. If you believe any information that we keep on record is incorrect or out of date you may request that it be corrected. There is no fee for requesting access to your information, however, we may charge you the reasonable cost of processing your request.