Why a VA Loan?

As a veteran, it is very possible that you will find your best value in a VA loan.  Eligibility for a VA loan is contingent on the borrower’s length and status of active duty military service. Qualified borrowers often find the best value in VA loans, as VA loans are insured by the Department of Veterans Affairs.  The VA is the only agency that insures its loans without charging a premium. VA loans do not carry a maximum loan amount, but do place limits on insurance liability to investors. We appreciate our veterans and are committed to helping those who bravely served our country.


  • No down payment required, with up to 100% loan-to-value
  • No up-front mortgage insurance premium
  • No annual mortgage insurance premium
  • No prepayment penalty
  • Forbearance/assistance options
  • No maximum loan amount


  • Credit score of 580 or above
  • VA Funding Fee required (exemptions apply)
  • Certificate of Eligibility required
  • Original entitlement must be satisfied before new entitlement may be used
  • Subject property must be primary residence (on purchase transactions only)

Additional Programs

Get Started with Your Alliance Home Loan

Contact Us!

We appreciate our veterans and are committed to helping them get into the homes that will make their lives more comfortable. If you are interested in learning more, contact Alliance Home Loans today and let us show you the options available.