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Turn your home equity into cash

If you are a veteran and currently have a home loan, you may have the option of refinancing as much as 100 percent of the total value of your home. The VA cash out refinance program is ideal for homeowners who have credit card bills or would like to make upgrades or repairs to their home. Another benefit is your closing costs and funding fee can be rolled into the new loan amount, reducing up-front, out-of-pocket costs.


  • Lower my monthly payment
  • Pay for home improvements
  • Consolidate debt
  • Eliminate or lower mortgage insurance
  • Pay off my home faster
  • Avoid increasing payments in an ARM loan
  • $1,275 in savings on loan origination fees with Alliance Home Loans*

*Alliance Home Loans' typical lender fees of $1,275 for loan origination and processing are not charged on VA loans. Must be a VA Loan and not eligible on any other loan types.


  • Only owner-occupied residences qualify
  • You cannot have any mortgage payments that are more than 30 days late within the past 12 months
  • Existing loan does not have to be VA
  • Must provide proof of residence

Find out if the VA Cash Out Refinance Program is right for you with our mortgage check up calculator.

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