Purchasing a home is an exciting time, and doesn’t need to be complicated by the financing process. We have many loan programs to help you get into your dream home! Whether you have 3.5% or 20% down, great credit or not-so-great credit, foreclosures, short sales, or bankruptcies, we can help find the right loan program for you.
Purchase loans carry different requirements, depending on agency, property type, and program. All loans require proof of ability to repay, and most require full documentation of financial history. The first step is examining your credit report and income. Your credit and income help determine the purchase loan programs and features that best fit you.
Our programs include both conventional and government loans. Government loans typically require lower down payments and minimum credit scores as low as 580. Conventional loans typically require higher credit scores and down payments. We even have alternative loans for credit scores as low as 500, but higher down payment amounts and interest rates. To find the right loan program for you, contact one of our loan officers.
Conventional Loans
Government Loans
Specialty ProductsLet us help you discover the best loan option for your new home purchase. Contact us today for more information.
| Down Payment % | 0% | 3.50% | 5% | 10% | 20% |
| Down Payment Amount | |||||
| Loan Amount | |||||
| Available Loans | VA USDA FHA Bond |
FHA | FHA Conventional |
FHA Conventional Jumbo 2nd Chance |
FHA Conventional Jumbo 2nd Chance |
| Principal & Interest |
