Get Started with Your Home Loan

Get More Home for Your Down Payment

This loan program helps qualified borrowers secure home financing on a jumbo loan with as little as 5% down payment. Our Jumbo 95 program also features interest only options, as well as NO mortgage insurance.


  • Requirements vary based on FICO score, down payment and loan amount

FICO Scores and Loan Amounts

Advantages-Jumbo 95  Advantages

  • Down payment as low as 5%
  • No monthly mortgage insurance
  • Interest only options available
  • Fixed rates for terms of 10, 15, 20 and 30 years
  • Rates starting in the low 4% depending on down payment and credit score
  • Up to 85% financing for 2nd home and investment properties
  • Up to 90% for cash-out refinances

Disadvantages-Jumbo 95  Disadvantages

  • 5% down payment only available for 720+ credit scores and a maximum loan amount of $1,500,000

The best option for your loan will depend on your circumstances and financial history, give us a call and get the perfect financing option today.