Get Started with Your Home Loan

Get help with your down payment

One of the biggest obstacles for some home buyers is coming up with a down payment to put towards a home purchase. Fortunatley, many cities and counties have programs designed to assist home buyers with your down payment or to cover closing costs. Depending on your location and financial qualifications, you may be eligible for one of these programs. We are here to help you navigate the down payment assistance programs that may be available.  


  • Down payment assistance in the form of grants from nonprofit and government agencies do not require re-payment
  • Can be used to obtain FHA, VA or USDA loans
  • Many programs have no first-time home buyer requirement
  • Competative interest rates available
  • Additional assistance available for Qualified Veterans, Active Military, Reserves and Nat’l Guard. Also eligible: teachers and first responders, such as peace officers, firefighters, detention officers, EMTs


  • Minimum credit score of 640, or higher depending on the program
  • Available for primary residence only
  • Maximum debt-to-income ratio of 45%, or lower depending on the program
  • Household income may not exceed $88,340 with many programs
  • Home Buyer Education required for borrower(s) with an approved housing counseling agency

*Cash back is not allowed and additional fees may apply

We are here to help you find the right loan program and guide you through the process each and every step of the way. Contact us to learn more about programs in your area.

Find out how much you can afford with our mortgage budget calculator.

How much can I afford?

Principal & Interest

*Estimated Tax @1.2%

*Estimated Insurance @ $900/yr

Max Loan Amount: