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The importance of the interest rate on your loan can vary depending on what you prioritize when purchasing a home or refinancing your existing home loan.  Savings and decisions on a home loan can be categorized into 5 main areas: payment, cash, tax, term, investment/deferral. Payment The payment on…

 

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Knowing how long you want to stay in a house can help you choose the right one. You should determine what size of home you want to buy. Determine how many bedrooms and bathrooms you will need to live comfortably. Remember to plan for the future. Are you planning on having kids? Will you need a home office?…

 

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It's the time of year when you need to remove the dirt and dust. Here are seven suggestions for spring-cleaning at your house: 1 | Deep clean the fridge Give your refrigerator a break and remove dust and dirt that can make it work harder in hot weather. Unplug the refrigerator, then take the grill…

 

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Mortgage Banker vs Broker What are they? A loan officer for a mortgage banker works directly for that mortgage bank or lending institution.  They use the banks own money to fund the loan, and are considered a direct lender.  A loan officer for a mortgage broker is essentially a “store front” for a…

 

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A new home can include the decision to plant a new lawn in the yard...or not. You need to decide what kind of grass to plant, how big that lawn will be, whether you’ll go for seeds or sod, and whether you’ll overseed in the fall as they do at many golf courses or whether you’ll go brown in winter. WHY…

 

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