Benefits of the FHA Payment Reduction Plan - Lower Your Mortgage Insurance Today, and more...

No Closing Costs

Our “No Closing Costs” FHA Streamline has zero downfalls since all the closing costs are paid for you and are not added into your loan balance like many other Lenders!

No Appraisal Required

Not only do you not have to pay for an appraisal, but this streamline loan does not rely on the value of your home, therefore no appraisal is required.

No Income Documentation

This is the easiest loan you'll ever do. This FHA streamline refinance requires only a few pieces of documentation and no income documents needed.

Get Started with Your Home Loan

Documents You Will Need:

  • Copy of a valid Photo ID
  • Copy of your recent mortgage statement
  • Home Owner’s Insurance contact information or declaration’s page
  • HOA Statement – If your home is in a homeowner’s association
  • Copy of a recent utility bill to verify occupancy
  • Copy of your Note


  • Does not apply to non-FHA (conventional) loans, you must currently have an FHA loan
  • You must not have any payments that were made more than 30 days late in the last year
  • 1.75% up-front Mortgage Insurance Premium at origination
  • Subject property must be primary residence. Cannot be used for secondary/rental properties