Get Started with Your Alliance Home Loan

Refinancing Your Home

There are many reasons you may want to refinance your home loan.  Do you want to decrease your rate? Perhaps you want to convert to a fixed rate from an ARM.  Is paying off your home with a shorter term on your mind? Whether you need funds to complete a home improvement or just want to reduce a payment, we have got you covered. 

With rates at historical lows, a mortgage checkup can quickly review your current loan and see how we can put you in a better financial situation.  We have the right products and solutions to meet your goals.

Refinance Programs

Requirements

Refinance loans carry different requirements, depending on agency, property type, and program. Some loans require full documentation of financial history, and some require little more than a Driver’s license! Talk to an Alliance Loan Officer for more details. Refinance loan programs and features vary, and we will help you calculate the benefit to determine if refinancing is the right decision. 

   Benefits of Refinancing

  • Lower my monthly payment
  • Pay for home improvements
  • Consolidate debt
  • Eliminate or lower mortgage insurance
  • Pay off my home faster
  • Avoid increasing payments in an ARM loan
  • Remove a co-borrower from a loan

We have options for you, some with no closing costs! 

   Conventional

  • Conforming Refinance with No Cash Out
  • Conforming Cash Out Refinance
  • Home Affordable Refinance Program (HARP) 2.0

   Government

  • FHA Cash Out Refinance
  • FHA Refinance with No Cash Out 
  • FHA Streamline Refinance
  • FHA Reverse Mortgage
  • VA Cash Out Refinance
  • VA Interest Rate Reduction Refinance (IRRRL) Loan
  • USDA Guaranteed Refinance Loan

Find out if refinancing is right for you with our mortgage check up calculator.

Tell us about your current loan

 

What will my new payment be?